The Reinvestment Fund (TRF) is a regional community development financial institution founded in 1985 by community development activists, religious community investors, and financial service experts. Today, TRF is a national leader in community development and social investment.

The Reinvestment Fund is a non-profit organization with two non-profit support (subsidiary) corporations, one for-profit subsidiary, and an affiliated for-profit limited partnership. The parent corporation contains the core loan fund that attracts investments from individuals and institutions.

The Collaborative Lending Initiative, founded in 1994, is a bank loan consortium that makes construction loans to affordable housing projects. DVCRF Ventures, founded in 1997 was formed to provide venture capital to growth companies with job creation potential. The Enterprise Investment Corporation, founded in 1999, is a for-profit affiliate that holds a license under the Pennsylvania Banking Commission’s Consumer Discount Act. It was formed in order to house TRF’s SBA-guaranteed loans.

TRF's primary service area encompasses a 21-county region in the states of Pennsylvania, New Jersey, and Delaware. While we direct a substantial amount of our financing to this metropolitan Philadelphia area, many of our financing programs extend well beyond the 21-county region to the mid-Atlantic region at large. Our policy initiatives also reach beyond our general service area to the mid-Atlantic region.